Terms of Use
Effective
Limitations and disclaimers
pivotlab is a research tool, not investment advice. We are not a registered investment advisor, broker-dealer, or financial planner. Nothing in the app constitutes a recommendation to buy, sell, or hold any security. Trading involves substantial risk of loss; you are solely responsible for your trading decisions and their outcomes.
No warranty. The app is provided "as is" without warranty of any kind. Market data and analysis may be delayed, incomplete, or wrong; verify anything material with a primary source before acting on it.
No SLA. pivotlab is best-effort. We do not promise any specific uptime, response time, or availability. Maintenance, vendor outages, and data-provider rate limits can and will cause downtime without notice.
Data sources & attribution
The app aggregates market and fundamental data from third-party sources, including Yahoo Finance (market quotes and fundamentals), SEC EDGAR (regulatory filings), Finviz (screening data), OpenFIGI (security identifiers), and Nasdaq / NasdaqTrader (symbol reference data). AI-generated summaries are produced using Anthropic's Claude models. These names are used only to attribute the underlying data and services.
Market and fundamental data may be delayed, incomplete, or inaccurate; do not rely on it for trading decisions. Figures can lag the market, be revised, or be wrong because of upstream provider errors, outages, or rate limits. Always verify anything material against a primary source before acting on it.
Account use
- The service is currently invite-only and intended for personal use by the invited user.
- Keep your password secret. You are responsible for activity under your account.
- Do not share your account, scrape the service, attempt to reverse-engineer it, or use it to harass other users.
Acceptable use
You agree not to:
- Probe, scan, or test the security of the service.
- Use automated tooling to extract data beyond what you'd naturally consume in the UI.
- Upload content you don't have the rights to, including copyrighted research from third-party sources.
- Use the service for any unlawful purpose.
Termination
You can stop using the service at any time and request account deletion via legal@pivotlab.fyi. We can suspend or terminate accounts that violate these terms, with or without notice depending on severity. We'll make a reasonable effort to give you an export window first when the circumstances allow.
Intellectual property
You retain ownership of the journal entries and notes you write. The app's code, design, and aggregated analysis remain ours.
pivotlab is an independent product. It is not affiliated with, sponsored by, or endorsed by any author, publisher, trading educator, or market-data provider, and nothing in the app should be read as any of them advising you. Any third-party names or marks that may appear belong to their respective owners and never imply an association.
Governing law
These terms are governed by the laws of the State of California, United States, without regard to its conflict-of-law rules. Any dispute that can't be resolved informally goes to the courts of California.
Changes
We'll update the effective date above when these terms change and surface a notice on sign-in for material changes. Continued use after a change constitutes acceptance.
Contact
Questions about these terms: legal@pivotlab.fyi.